Star America Travel: American Car Rental Raiders

Star America Travel: American Car Rental Raiders

Traveling in the United States, public transportation in many places can't get you to your destination. In order to move around more freely and do not want to make long-distance journeys of their cars from the east to the west, or from the north to the south, car rentals have become the first choice for many people.


Renting a car in the United States is actually very convenient. If you have not rented a car before, then this Raiders will help you. I hope this summer vacation, you will have a good time ~~~ basic knowledge:
Starting from the beginning of the booking, the rent will generally increase as the date of pick-up is approaching, so it is advisable to complete the reservation online as soon as possible. General online reservations do not require advance payment and can be changed at any time. For those who have not yet completed the journey, they can rent it first, and then make changes according to the actual situation.


For the scheduled itinerary, you can also pay attention to the car rental price from time to time after booking, if there is a downward adjustment, or a new coupon appears, you can rebook to get a lower price. There are also many companies that support online payment at the same time. In this case, there will be preferential prices. In the same car rental company, the unit price at each business site is not necessarily the same. The price at the airport business office is more expensive than the non-airport business office because there is a surcharge such as Airport Access Surcharge, but usually the airport operating point is the longest operating hours. Moreover, the procedures for returning a car are relatively fast. One advantage of the airport is that there are many cars. When you pick up your car, you often encounter free upgrades.

Many airlines are linked to car rental agencies, such as the Southwest site can be rented directly, not only car rental discounts, but also get an additional Rapid Rewards® credit (Southwest points), but bookings must be booked in this way Pay when you finish. With regard to the coupon of car rental, it is preferred to use google search. Secondly, there are also many sources of coupons in daily life. For example, AAA and Costco members often have discounted prices for car rental companies, and the airline companies often receive coupons.


The choice of car model when renting a car is also very particular. Take Enterprise as an example. If you consider price and comfort comprehensively, we recommend Standard or Full Size (some companies Standard and Intermediate collectively referred to as Midsize). These two models are suitable for four or less people. In the short-distance travel, Compact or Intermediate is sufficient for two short-distance journeys. Long-distance travel is recommended for medium-sized SUVs. Both safety and comfort are higher than those mentioned above. If there are more people (five or more), Minivan will compare them. Suitable.


Even with the same Standard, different cars are very different. For example, Mazda 5 has 7 seats (7 seats have almost no trunk), Honda CRV and Kia Rondo are similar to SUVs, and the seats and the trunk are relatively large. It is also worth noting that some companies have 2 or 4 doors for the Standard model. Although most of them are 4 doors, they will be sold out during the peak season and may only have 2 doors.

Full Size is all 4 doors, and the rent is almost the same. It is safer for the three or four people to travel together or book Full Size. Booking on the Internet can only determine the model such as standard or SUV. It can not be specific to which car. When picking up the car at the business point, the on-site staff can show all the eligible vehicles for selection.


If there is an accident during the journey, the vehicle is damaged. Usually, the car rental company does not handle it when it returns the car. Instead, it sends mail afterwards to request repair costs. The specific insurance issues are described later.
The larger and more common rental companies are: Hertz, Enterprise, Avis, Budget, Dollar, Alamo, National, Thrifty, and others.


Car insurance
Let's take a look at the major insurance provided by the car rental company:
1. LDW/CDW (Loss/Collision Damage Waiver)
2. LIS (Liability Insurance Supplement)
3. PAI (Personal Accident Insurance)
4. PEC (Personal Effects Coverage)


LDW/CDW rents a car, LIS protects third parties. For example, the car you bumped, PAI protects your car, and PEC protects your personal belongings in the car, but in many cases we don’t need to Car dealers buy insurance. For example, the renter has his own insurance or a credit card that can cover rental car insurance.
There are two points that need to be explained: First, the LIS is a type of insurance that the government requires to drive. It is illegal to drive without this insurance; the other thing is that the insurance provided by the car rental company is paid in the first place, as long as they buy theirs. Insurance does not require insurance provided by your own insurance or credit card if an accident occurs.

Check out the Auto Car Rental Insurance policy for each credit card:
American Express credit card to his home site registered Premium Car Rental Protection, registration is free, but each rental will be deducted $19.95 or $24.95 (the latter type of insurance higher), although it still costs money, but the American Express insurance once Renting a car is within the time limit set by its policy. No matter how many days you rent, you only need to pay a lump sum. Therefore, it is very cost-effective to rent a car for a long time. What's more important is that this insurance is primary, that is to say, they are the first. Order paid, not related to your insurance company, and their insurance in addition to LDW/CDW also contains PAI and PEC.


VISA (Standard, Rewards, Premium), MasterCard (Black, Platinum, Gold), Discover (Platinum, Miles, Motiva, Titanium), and American Express cards that are not registered with the above-mentioned Protection, cover only LDW/CDW without additional charge. Expenses, but their insurance is secondary/supplemental, that is if you have your own insurance, including LDW/CDW, it will be paid in advance by your insurance company if the amount of the payment exceeds your insurance company's maximum amount. Then there is the credit card company.


Attach a few tips:
1. Whether various types of cards of various credit card companies include such car insurance, if there is insurance, the specific amount of insurance, the scope of insurance, the latest time limit for claims, model, time, location restrictions, there will be a certain discrepancy, please use before Check out a credit card manual or ask a credit card company.


2. In the event of an accident, the cost of the vehicle dealer’s claim for compensation will often be lost of use in addition to the repair fee. Some credit cards indicate that the payment scope covers this fee, but even if it is included, sometimes the dealer will also claim Administrative Fee. It may be hundreds, so in the end it is better to think clearly about using a credit card for free insurance or paying for insurance at a car dealership.


3. The complaints of Da Chexing are made by the company personally. It is easier for you to get the necessary documents for the claims from credit card companies. Some claims from small car dealers are handed to a third-party agent and you may not be able to get them. These documents will increase the difficulty of claims.


4. Note the difference between a credit card company and a bank, such as the Citi Dividend Student Card. There are two kinds of VISA and MasterCard. It is a credit card company that you need to pay for what you are looking for. It is best to have a designated phone number in your credit card. The credit card company can be reported immediately after the accident.


The following discussion of what people need to buy according to their own different situations:
1. You have no insurance on your own, and you can buy full coverage on the line of insurance. If you are confident that you don’t have an accident, you can just buy LIS (some state laws stipulate that LIS is included in the rental agreement. You can buy it without additional purchases, but there are limits to the amount of insurance, etc. Please check before you rent a car).


2. You have a credit card with LDW/CDW, but you don't have your own insurance. You don't need to buy LDW/CDW at the dealership, because whether your card provides primary or secondary/supplemental insurance, the credit card company is the One to pay people. In addition, you still need to purchase LIS.


3. If you have your own car insurance, semi-guarantee, you do not need to buy LIS separately in the car (the vast majority of insurance company's LIS applies to car rental, for some small insurance companies, it is recommended to call before car rental). However, some people will consider that if they did not buy a car dealer’s LIS, they would accidentally pay for their own insurance company and would later increase their insurance premiums. Therefore, they still bought the dealer’s LIS so that they would not need their own insurance company to pay.


4. If your own auto insurance is a full insurance, please refer to Article 3 above for the LIS. If the full warranty of the collision and comprehensive parts do not apply to the rental car (please consult the insurance company first), please refer to the second article above; if applicable to the car rental, the LDW/CDW situation is more complicated: if you have American Express credit card, car rental It will automatically deduct the corresponding fee, because the insurance is primary, so the accident is the first payment of American Express, does not involve your insurance company; if you are other company's credit card, insurance is secondary/supplemental, then after the accident Your own insurance company pays the first compensation, and the excess is issued by the credit card company.


5. Regarding PAI, please check whether your Health Insurance policy contains accidents that occur when you go out and play.

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