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The first domestic automobile consumer credit model jointly developed by companies, insurance companies, and commercial banks entered the stage of full implementation. Shandong Zhongxin Rungang Logistics Co., Ltd. successfully obtained the loan of more than 8 million yuan for the first batch of 42 Sinotruk through consumer credit. .
Previously, Sinotruk signed a bank-enterprise cooperation agreement with China Everbright Bank and Anbang Insurance to carry out auto consumption loans. Everbright Bank awarded China National Heavy Duty Truck and Anbang Insurance a consumer credit limit of RMB 1 billion to carry out consumer credit business for China National Heavy Duty Truck users.
China Chengxin Rungang Logistics Co., Ltd. is a large-scale logistics company with nearly 400 transportation vehicles, most of which are heavy-duty trucks. In January of this year, they signed a purchase contract for 100 HOKA tractors with China National Heavy Duty Truck Commercial Vehicle Sales Department and applied for a car mortgage loan. China National Heavy Duty Truck Co., Ltd. and China Everbright Bank cooperated closely and completed the approval of mortgage loans for users in less than 20 days. The first delivery of 42 tractors, Everbright Bank loans 8.34 million yuan.
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Heavy truck consumer credit enters the implementation stage