An economical and affordable car insurance package worthy of collection

An economical and affordable car insurance package worthy of collection

The first set: strong insurance + third party liability insurance (recommended 100,000 yuan)

Insurance reference price: 1746 yuan (The new car with 200,000 yuan is used as a reference for calculation. It does not include activities such as discounts, but many insurance companies will have some activities)

For the crowd:

1. Long drive and careful old driver;

2. Car owners who drive less frequently and have shorter distances;

Precautions:

Can not be blamed (own responsibility) accident (car body damage is severe), otherwise the loss is big, one risk, the other can pay through the strong insurance and the three insurance claims (the luxury car can not afford to pay), but the loss of their car but There is no compensation. Therefore, it is not recommended for novices to buy, and the second uncle has to be reminded of friendship: There is no diamond drill, do not take porcelain!

The second set: strong insurance + three liability insurance (recommended 200,000 yuan) + vehicle damage insurance

Insurance reference price: 4550 yuan (calculated with a new car of 200,000 yuan)

For the crowd:

1. Car owners with certain driving experience;

2. Car owners with relatively fixed driving routes, as well as working people.

Note: Keep away from luxury cars! Stay away from luxury cars! Stay away from luxury cars! Three important things to say.

The third set: strong insurance + three liability insurance (recommended 500,000 yuan) + on-board personnel liability insurance + vehicle damage insurance

Insurance reference price: 4928 yuan (using a new car of 200,000 yuan as a reference)

For the crowd:

1. Drive regularly;

2. There are families of car owners (and their families often travel).

Precautions:

The package can basically protect the owner's car situation, according to the number of people often travel together to buy on-board personnel liability insurance, buy more waste, buy less hidden problems.

车险

The fourth set: strong insurance + three liability insurance (recommended 500,000 yuan) + vehicle damage insurance + no deductible

Insurance reference price: 5664 yuan (calculated with a new car of 200,000 yuan)

For the crowd:

1. Less driving experience;

2. Poor parking environment (easy to "counter");

3. Single.

Note: Because the car damage insurance has a certain amount of waiving odds, if your car is damaged and can not find the perpetrators of the case, the insurance company only lost 70%, if you buy a deductible, the insurance company will have to The compensation is 100%. The third-party liability insurance is also the same.

The fifth set: Traffic Insurance + Three Liability Insurance (recommended RMB 1 million) + Vehicle liability insurance + Vehicle damage insurance + Excluding deductibles (Note: According to the 2016 insurance reform, premiums are related to the number of outbreaks. "Or don't keep it.)

Insurance reference price: 6117 yuan (calculated with a new car of 200,000 yuan)

For the crowd:

1. New to the road;

2. Car owners who have no confidence in their luck and skills;

Precautions:

This package is perfect for the protection of “normal” accidents, but in order to be able to avoid accidental car accidents such as being stolen, the car must be parked in a safe place.


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